[et_pb_section fb_built=”1″ _builder_version=”4.9.7″ _module_preset=”default” hover_enabled=”0″ custom_padding=”0px||||false|false” sticky_enabled=”0″][et_pb_row _builder_version=”4.9.7″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_text _builder_version=”4.9.7″ _module_preset=”default” global_module=”528″]<\/p>\n
< Rehbere D\u00f6n<\/strong><\/span><\/a><\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.9.7″ _module_preset=”default” header_line_height=”1.8em” header_3_line_height=”1.8em”]<\/p>\n [\/et_pb_text][et_pb_image src=”https:\/\/interaktif.trthaber.com\/2021\/girisimcilik\/wp-content\/uploads\/2021\/07\/kgf-grafik.jpg” title_text=”kgf-grafik” _builder_version=”4.9.7″ _module_preset=”default”][\/et_pb_image][et_pb_text _builder_version=”4.9.7″ _module_preset=”default” text_font_size=”18px” text_line_height=”1.8em”]<\/p>\n Kredi Garanti Fonu (KGF), i\u015fletmelerin ihtiya\u00e7 duydu\u011fu yat\u0131r\u0131m finansman\u0131 i\u00e7in her t\u00fcrl\u00fc krediye y\u00f6nelik kefalet deste\u011fi sa\u011fl\u0131yor. Teminat yetersizli\u011fi nedeniyle \u00e7e\u015fitli kredilerden ya da destek imkanlar\u0131ndan yararlanamayan k\u00fc\u00e7\u00fck ve orta b\u00fcy\u00fckl\u00fckteki i\u015fletmelere hizmet veriyor. \u0130\u015fletmelere kefil olarak bankalardan kredi al\u0131m\u0131n\u0131 kolayla\u015ft\u0131r\u0131yor. \u00a0<\/span><\/p>\n Kredi tutar\u0131n\u0131n belli bir oran\u0131na kefil oluyor\u00a0<\/span><\/b><\/p>\n KGF, i\u015fletmelerin ihtiya\u00e7 duydu\u011fu i\u015fletme ve yat\u0131r\u0131m finansman\u0131 i\u00e7in her t\u00fcrl\u00fc kredi konusunda devreye giriyor. Bireysel krediler, t\u00fcketici kredileri, \u00e7ek karnesi kredisi ile \u015firket kredi kartlar\u0131 kapsam d\u0131\u015f\u0131nda tutuluyor. Bu krediyi vermenin de bir k\u0131stas\u0131 bulunuyor. KGF, bankalar ile risk payla\u015f\u0131m esas\u0131na g\u00f6re \u00e7al\u0131\u015ft\u0131\u011f\u0131 i\u00e7in, kredi tutar\u0131n\u0131n belli bir oran\u0131na kefil olabiliyor.<\/p>\n Kimler yararlanabiliyor?<\/b><\/p>\n KOB\u0130\u2019lerin yan\u0131 s\u0131ra esnaf ve sanatkarlar, serbest meslek mensuplar\u0131, tar\u0131msal i\u015fletmeler ile \u00e7ift\u00e7iler KGF\u2019den yararlanabiliyor. Ayr\u0131ca birlikler ve birliklere ba\u011fl\u0131 kooperatiflere de kefalet deste\u011fi sa\u011flanabiliyor.\u00a0<\/span><\/p>\n Kefalet limitleri nas\u0131l belirleniyor?<\/b><\/p>\n Kefalet limitleri destek t\u00fcrlerine g\u00f6re de\u011fi\u015fkenlik g\u00f6steriyor. KGF\u2019nin \u00f6z kaynaklar\u0131ndan verilen kefaletlerde KOB\u0130 ba\u015f\u0131na \u00fcst limit 3 milyon liray\u0131 buluyor. T\u00dcB\u0130TAK, Bilim Sanayi ve Teknoloji Bakanl\u0131\u011f\u0131, KOSGEB ve TTGV (T\u00fcrkiye Teknoloji Geli\u015ftirme Vakf\u0131) gibi kurulu\u015flara hitaben d\u00fczenlenecek kefalet mektuplar\u0131nda \u00fcst limit, KGF \u00f6z kaynaklar\u0131ndan KOB\u0130 ba\u015f\u0131na verilecek kefalet limiti ile s\u0131n\u0131rl\u0131. Hazine M\u00fcste\u015farl\u0131\u011f\u0131\u2019ndan sa\u011flanan fon kapsam\u0131nda KOB\u0130 ve ihracat\u00e7\u0131 KOB\u0130\u2019ler i\u00e7in azami 25 milyon lira, KOB\u0130 d\u0131\u015f\u0131 ve ihracat\u00e7\u0131 KOB\u0130 d\u0131\u015f\u0131 yararlan\u0131c\u0131lar i\u00e7in azami 200 milyon lira kefalet sa\u011flanabiliyor.<\/p>\n http:\/\/www.kgf.com.tr<\/a><\/p>\n T\u00fcrkiye\u2019deki Kredi Garanti Fonu b\u00f6lge temsilcilikleri:\u00a0<\/span><\/b><\/p>\n KGF Trakya B\u00f6lge Temsilcili\u011fi<\/b><\/p>\n Edirne, \u0130stanbul (Avrupa Yakas\u0131), K\u0131rklareli, Tekirda\u011f illerini kaps\u0131yor.<\/p>\n trakyabolgetemsilciligi@kgf.com.tr<\/a><\/p>\n KGF Marmara B\u00f6lge Temsilcili\u011fi\u00a0<\/span><\/b><\/p>\n Adalar, Bart\u0131n, Bilecik, Bolu, Bursa, D\u00fczce, \u0130stanbul (Anadolu Yakas\u0131), \u0130zmit, Karab\u00fck, Sakarya, Yalova, Zonguldak illerini kaps\u0131yor.<\/p>\n marmarabolgetemsilciligi@kgf.com.tr<\/a>\u00a0<\/span><\/p>\n KGF Bat\u0131 Anadolu B\u00f6lge Temsilcili\u011fi<\/b><\/p>\n Afyon, Antalya, Ayd\u0131n, Bal\u0131kesir, Burdur, \u00c7anakkale, Denizli, Isparta, \u0130zmir, K\u00fctahya, Manisa, Mu\u011fla, U\u015fak illerini kaps\u0131yor.<\/p>\n batianadolutemsilciligi@kgf.com.tr<\/a><\/p>\n KGF \u0130\u00e7 Anadolu B\u00f6lge Temsilcili\u011fi<\/b><\/p>\n Aksaray, Ankara, \u00c7ank\u0131r\u0131, \u00c7orum, Erzincan, Erzurum, Eski\u015fehir, Karaman, Kastamonu, Kayseri, K\u0131r\u0131kkale, K\u0131r\u015fehir, Konya, Nev\u015fehir, Ni\u011fde, Sivas, Yozgat illerini kaps\u0131yor.<\/p>\n icanadolubolgetemsilciligi@kgf.com.tr<\/a><\/p>\n KGF Do\u011fu Akdeniz B\u00f6lge Temsilcili\u011fi<\/b><\/p>\n Adana, Ad\u0131yaman, Gaziantep, Hatay, Kahramanmara\u015f, Kilis, Malatya, Mersin, Osmaniye, \u015eanl\u0131urfa illerini kaps\u0131yor.<\/p>\n doguakdenizbolgetemsilciligi@kgf.com.tr<\/a><\/p>\n KGF Do\u011fu Karadeniz B\u00f6lge Temsilcili\u011fi<\/b><\/p>\n Amasya, Ardahan, Artvin, Bayburt, Giresun, G\u00fcm\u00fc\u015fhane, Kars, Ordu, Rize, Samsun, Sinop, Tokat, Trabzon illerini kaps\u0131yor.<\/p>\nKredi Garanti Fonu\u00a0<\/span><\/b><\/h1>\n
T\u00fcrkiye genelinde t\u00fcm illeri kapsayan b\u00f6lge temsilcilikleriyle hizmet veren Kredi Garanti Fonu, i\u015fletmelerin ihtiya\u00e7 duydu\u011fu her t\u00fcrl\u00fc kredi i\u00e7in kefalet deste\u011fi sa\u011fl\u0131yor.\u00a0<\/span><\/b><\/h3>\n